Posts tagged ‘Retirement Plan’

When asked why I choose to work a MLM business alongside my accountancy career, my answer is simple.

  1. I meet, and get the chance to help, a variety of people from all walks of life
  2. I love the products and enjoy learning about health and nutrition
  3. It is quite different from traditional business (but utilises similar skills) creating a sense of balance
  4. The team environment is great, we are all running our own business but share ideas, documents and personal triumphs
  5. By helping others to create a lifestyle of their choosing, I am developing a lifestyle of my choosing.

Why Forever?

This was an easy decision.

Forever Living Products is an amazing, privately owned organisation that is ethical, stable and generous. The training is first class, the products are of the highest quality and the people involved are inspirational.  There are no annual fees or minimum activity committments and no door to door brochure deliveries/collections.  Forever provides a proven system that allows you the FREEDOM TO CHOOSE when, where and with whom you work.

Why Hunters’ Health and TeamSuccess?

TeamSuccess is a group of  independant businesses such as Hunters Health, that work as a TEAM.

We are all different in personality and lifestyle.  Some of us have small children, some have full time jobs, others are working their business full-time and some are working towards a retirement plan.  BUT, we all have one thing in common – We have CHOSEN SUCCESS.

Hunters’ Health is run by myself and my husband, Julian.  We are committed to helping people take control of their health and wealth and ultimately their future.

  • Between us we have over 25 years of business experience, in various trades, banking and finance, accountancy, retail and customer service
  • We have extensive experience in networking both on and offline
  • We provide one-to-one coaching and planning sessions to make sure the members of our team achieve their aspirations
  • We facilitate group training sessions when the team requests them
  • We use tried and tested techniques that anyone can learn and adopt –  I promise you, it’s not rocket science!
  • We manage several modes of communication including e-mail/telephone/Skype and a closed Facebook group where you can ask questions, find links to information and chat with other team members, ensuring you are never alone.
  • We have an amazing upline, that includes our good friend and mentor,  Julie Buck who is always on hand to offer support and lead by example; and ultimately the number 1 distributor in the UK, Jayne Leach who is generating income in excess of £1m per year.

Why YOU?

  • Are you self-motivated and ready to CHOOSE SUCCESS?
  • Are you prepared, with our guidance, to work hard and smart for at least 3 hours per week?
  • Are you open-minded and willing to learn?

Whether you would like a little bit of spare cash or the equivalent of a full-time salary,  we can develop a home-based business to suit you.

Perhaps you would like to finance your children’s education, pay for a holiday or plan for retirement?  May be you have had a career break and would like to take advantage of our world class personal development training? May be you just like the idea of generating a substantial, willable income that finances your dreams!

Whatever, your reason…..

Just decide and take action;

Choose success and we will show you a way to make your plans a reality.

For more information, contact me by ‘phone, email or Skype, find us on Facebook and/or sign up to our newsletters using the ‘join my lists’ widget on the top right of this page.

RELEVANT READING: The Secrets to Success by Patric Chan, explains that success doesn’t have to be complicated.

Are you aware that the minimum retirement age is increasing to 55 from 6th April 2010?

This will mean that you will no longer be able to obtain an income or draw tax-free cash from your private pension before your 55th birthday except on the grounds of ill-health.

If you are aged 50 to 54 on 5th April 2010, you need to speak to your IFA as soon as possible to discuss your retirement plan as you will lose access to pension funds until you are 55 if you don’t act before 5th April 2010.  Please give your adviser time to administer your plans, there’s little point in approaching them at the end of March.

You have three options:

  1. Buy an annuity
  2. Transfer to an income drawdown scheme
  3. Do nothing and wait until your 55!

Retirement Road Sign with blue sky and clouds.Did you know that you do not need to physically retire to start taking income from your pension plan?  This means you could take your tax-free cash drawdown and reinvest it while you continue to work, giving you increased flexibility and control over your future.

Obviously taking cash from your fund will reduce its value so you need to talk to an adviser about the effect of this on the long term income you will derive from the plan.

The message here is clear, if you are 50 -54 years old and haven’t spoken to your IFA for some time, now is the time to do.  Don’t procrastinate, it could cost you dearly.

If you don’t have an IFA, I can recommend through personal and client experience, the advice of Chris Langdon at RHG 01438 345734. 

Please bear in mind that while accountants have a good working knowledge of retirement planning, most are not regulated or insured to give advice.  Make sure you are getting good quality advice bespoke to your needs from a professionally qualified  financial adviser.

The information provided in this blog illustrates my opinions and experiences, it does not constitute advice and I do not accept responsibility for any actions taken or refrained from as a result of reading this post.